Streamline credit decisioning
Smarter data aggregation and categorization is here! There's an easier way to do loan applications.
Smarter data aggregation and categorization is here! There's an easier way to do loan applications.
Our categorization engine keeps track of trends and patterns over time for maximum accuracy.
Get raw transactional data categorized into a wide variety of predefined income and expenditure categories.
Aggregate data across multiple banks and account types to create a comprehensive picture of their financial well-being.
Harness the power of open banking to make better lending decisions – faster.
Enhance customer experience by enabling an easy, safe and compliant way to submit financial information for near-instant credit decisioning.
Reduce time-consuming manual processes and improve analysis accuracy with automated AI-driven categorization.
Reduce administration time and operational costs without compromising your level of service, security or compliance.
Process applications immediately with comprehensive and reliable financial data available in minutes.
Evaluate income to expenditure levels to determine amount, rate and payback period on the spot.
Make swift decisions on eligibility and amount, while reducing risk.
Evaluate income to expenditure levels to determine eligibility and amount.
Make swift and informed decisions on invoicing eligibility at point of purchase.
Enable a secure way for your customers to provide lending information – faster
Fast, reliable credit assesment that ensures reduced risks for lenders
Experian, the world’s leading data and information services company, has partnered up with Neonomics to enable broader insights for lenders and greater access to credit for consumers.
Our pricing model is based on the number of transaction. You pay what you transact – not for inactive users.
Our platform uses only PSD2-compliant APIs for real-time data retrieval (not screen-scraping) and the banks’ own security layers to safeguard your customers’ security and privacy.
Our agile implementation method and dedicated support ensures that you go live fast.
Our plug-and-play offering of payments and data features allows you to get the features you want, when you want them.