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    • Checkout - a better way to pay
      • Checkout
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        Open banking payments made easy for you and your customers
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        Extensive payments connectivity via our unified PSD2 API
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        Robust financial data integration via our unified PSD2 API
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        Streamline credit decisioning with categorised data
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    Checkout - a better way to pay
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Say hello to Checkout

Your complete open banking Checkout solution. Say goodbye to high costs and hello to an experience-first and secure payment solution, powered by open banking.

Let's talk
Try it yourself
A smartphone showing the Checkout product flow

Seamless payments

A great customer experience is everything to us. Our friction-free payment experience makes paying easier than ever. Watch your conversion grow!

Goodbye high transaction costs

Our payments are powered by open banking, allowing customers to pay directly from their bank, saving you costs.

Highest security

Payments are done through your customer's own bank' security layers. Our API is PSD2 compliant and ensures security and reliability with every transaction.

A better way to pay – see for yourself.

Mockup showing the first step of Checkout where you choose your bank
Step 1

Connect

The user finds their bank and performs a secure authentication to connect.

Mockup showing the first step of Checkout where you select your account to pay from
Step 2

Select

The user chooses the account they would like to make the payment from.

Mockup showing the payment confirmation screen of Checkout
Step 3

Pay

The user authorizes the payment, and their bank makes the payment.

What's in it for you?

Lower cost

Open banking payments incur significantly lower costs compared to card-based payments and apps.

Higher conversions

Give your customers a smooth and secure payment experience they’ll love, with proven conversion rates that exceed other payment methods.

Faster settlements

Why wait for card payments to clear in? Get near-instant settlement with Checkout.

Perfect for

Investments and digital wallets

Effortless direct bank transfers right from your app or website.

Goods and services

From e-commerce to insurance, there’s a more cost-effective way to pay.

Donations and crowdfunding

Provide a simple and safe way for people to support your cause.

Remittance

Enable secure peer-to-peer (P2P) payments on your platform.

Gift cards

Get more value for your customers when they give without all the fees.

Laptop displaying the dashboard of the Merchant Portal

Merchant Portal

A one-stop to manage your Neonomics solution

Get started with our open banking solutions now easier than ever with our Merchant Portal.

Our Merchant Portal provides you with a full overview of all transactions in real-time: payment overview, trends, statistics, and is your one-stop portal to manage your account to your needs.

Why our customers are choosing us

Secure and reliable

Our API is 100% PSD2 compliant and operates within strict laws governing bank payment interfaces to ensure quality, security and reliability with every transaction.

Built to scale and easy to integrate

Our plug-and-play offering of payments and data features allows you to get the features you want, when you want them.

High coverage

Our unified API connects to over 2000+ consumer banks across Europe, with the highest coverage available in the Nordics, and our network keeps growing!

Competitive pricing

Our pricing model is based on the number of transactions. You pay what you transact – not for inactive users.

See how our customers are using Neonomics today
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Intrigued? Let's talk!

Are you benefitting from open banking yet? Transform your business – for you and your customers.
Book demo

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Neonomics AS is licensed as a Payment Institution (PI), Payment Initiation Service Provider (PISP) and Account Information Service Provider (AISP), issued by the Norwegian Financial Supervisory Authority (Finanstilsynet) passported across the EU.

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