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Optimizing SMS invoicing

with open banking payments
Conversion rate
85%
Launched A2A
2021
Converting *
14%
* more than cards

Our collaboration

Link Mobility’s (LINK) Mobile Invoice provides businesses with a cost-efficient way to distribute and process payments through SMS but entering card or bank account numbers to pay an invoice on the fly is neither easy nor convenient for customers. To make the process smoother, LINK enabled account-to-account payments (A2A) using Neonomics Checkout.

A big advantage for them is Pay Date, scheduled payments feature which allows the user to decide when to pay the invoice. This reduces their risk of forgetting to pay the invoice or paying it late. The benefit of giving users more choice was clear for Link Mobility, and they expect more and more of their enterprise customers to use A2A payments as they see first-hand how it increases their success rate and lowers their costs.

How it works

With Mobile Invoice, the customer receives an SMS alert that they have an invoice. With just a few clicks, they can schedule a payment directly from their phone – no hassle, no wait.

Click the link in SMS

The customer receives a text message with a link to pay their invoice.

Choose bank payment

The customer chooses 'pay directly from bank' and their bank.

Authorize and pay

The customer selects account to use and authorises the payment.

An all-in-one invoicing solution customers love

Better UX

An embedded payment solution that enables the user to see their bank account balance and pay right away without having to leave the app.

Simple, safe and secure

Customers can pay right away or easily schedule a payment. The entire process happens through the customers bank – no card or account entry, no middlemen
Hear from the client

We believe open banking is evolving the way consumers interact with financial services and with our strong collaboration with Neonomics, we are giving our customers a more cost-efficient means to manage how their customers pay bills and invoices.

Jan Tore Kjær
Sales & Marketing Director, Link Mobility AS

Why A2A is a better
way to pay

Effective & increased liquidity

Increase your conversion rate and customer loyalty with a streamlined payment flow that makes it easy to pay. Improve your cash flow and predictability with faster settlement.

Lower transaction costs

Significantly reduce transaction fees, up to 80% compared to card-based payments, and eliminate interchange fees all together.
Let’s talk!

Curious if your business could benefit from open banking?

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Neonomics AS is licensed as a Payment Institution (PI), Payment Initiation Service Provider (PISP) and Account Information Service Provider (AISP), issued by the Norwegian Financial Supervisory Authority (Finanstilsynet) passported across the EU.