Enterprise

Account Data API

Secure, Real-Time Account Data

Access secure, standardized financial data from 3,500+ banks across Europe to power smarter lending, investing, and financial insights.

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Feature Benefits

Why choose Neonomics Account Data API?

Our PSD2-compliant Account Data API enables businesses to securely access real-time account information, including account balances, transaction history with customer consent – easy to integrate and built for reliability.

Real-time access

Fetch current account data, balances, and transaction history instantly—with customer consent and Strong Customer Authentication (SCA).

High coverage

Our API network connects to over 3500+ consumer banks across Europe, including the highest coverage in the Nordics!

Secure & compliant

Licensed account information provider (AISP) operating under PSD2, with end-to-end encryption (in transit & at rest) and direct bank API routing.

Standardized data

We clean and normalize raw bank data so your teams can integrate quickly and build accurate models without wrangling inconsistent formats.

Flexible access models

Choose from one-time, time-limited, and ongoing data access that fits your use case, compliance needs, and customer experience.

Easy to integrate

Developer-friendly REST API, clear docs, and options to use our hosted UX/UI Nello Data to speed up go-live and ensure continued regulatory compliance.

Competitive Pricing

Only pay for active calls.
Our pricing model is based on successful transactions — no charges for inactive users.

How it works

Seamless account data fetching

Connect accounts

Choose your bank

Search for your bank

DNB

Nordea

Sparebank 1

Handelsbanken

SBanken

Connect with your bank

Cancel

Select account

Connect account

Back

Accounts linked successfully

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Step 1 2 3

Connect

Choose the bank, verify identity and consent to share the requested data using secure authentication (SCA).

The flexibility you need

Funds on hand

Balance Check

Retrieve up-to-date balances for accurate affordability and real-time insights.

Ongoing Funds

Income Verification

Validate income streams for risk scoring and faster lending decisions.

Committed Funds

Expense Check

Understand recurring obligations for tighter underwriting and budgeting.

Account details

Verify

Confirm account ownership and details to reduce fraud and failed payouts.

Our UX/UI

Nello Data

Use our hosted consent and data flow to accelerate integration.

Enhanced data

Categorization

Normalize and enrich transactions for clearer spending and trend analysis.

Powerful solutions for your use cases

"Support is vital for both sports and humanitarian organisations to continue what they do. Our platform enables anyone to contribute (micro-donations based on daily spending) effortlessly, ensuring that financial aid is always flowing in to help these organisations thrive. We have worked closely with Neonomics to map what is possible and are excited to grow this offering together through the power of open banking."

– Jørgen Rangnes, founder of Støtte AS

"We are passionate about you making smart choices related to your finances and believe that one way to do that is to create a transparent market for all types of loans. What we have built in Norway using open banking, we want to take global."

– Lendo