Enhance your online lending
Super charge your credit decisioning with current and reliable financial data available in an instant. Powered by open banking.
Trusted by Leading Brands
Open banking makes it easier
Fast
Streamline credit scoring and decisioning, and onboarding end-users easily using the same data to set up their account and payment plan.
Flexible
Verify specific data, like income and expenses, or analyze transaction history to get a clear picture of the applicant's financial situation.
Friction free
Enable end-users to verify their identity, account ownership, autofill applications, and provide transaction history using their bank account data.
Powerful solutions to enable your customer journeys
Flexible and fit for purpose
Additional features and products to tailor your solution
Data makes it smarter
We leverage open banking data to reduce friction, fraud and settlement time.
Reliable and accurate financial data
Access current and historical transaction data via a dedicated open banking API to enhance credit scoring and risk models and reduce administration costs.
Data orchestration and categorization
Industry-leading bank data unification across the banks and transaction categorization for precise and reliable insights and immediate data utilization.
End-to-end safety
Employ secure customer authentication, account holder verification, confirmation of payee, and data encryption in transit and at rest to keep you and your customers safe.
Is it for me? You bet!
We’re working with multiple industries in your sector
"We are passionate about you making smart choices related to your finances and believe that one way to do that is to create a transparent market for all types of loans. What we have built in Norway using open banking, we want to take global."
“We saw first-hand how blending different publicly available datasets could contribute to more effective decision making when it came to credit risk analysis, but that was just the tip of the iceberg. Together with Neonomics, we will take this to another level, significantly expanding our ability to provide real-time insights to a much broader market.”
"Neonomics is a great fit for PERX to enable fast, secure and user-friendly payments for our investors. Neonomics’ technical expertise and drive helps us to get the most out of open banking."
“Being a digital-only bank, we’re continuously seeking innovative solutions to deliver a great experience for our customers. By launching Neonomics highly cost-efficient payments services for loan repayment, we make it even easier for our consumers to pay while creating savings on every transaction.”
"Reach, market insight, and technical viability were paramount in our selection of a partner for expanding our services. Neonomics has consistently demonstrated high quality throughout our relationship, and we are excited to expand our offering outside of Sweden across the Nordics with Neonomics.”
Why customers chose us
80%
Average savings, compared to cards
90+%
Average conversion rate
80%
Nordic bank connectivity
100%
PSD2 compliant API
Open Banking & Beyond
Everything you need to know about open banking, open finance, and beyond to help your business.
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