The Agentic Financial Engine for Real-Time Data & Payments
Turn financial data into actionable insights and secure transactions with Open Banking-powered AI.
Innovators
What is Nello AI?
Nello AI is an agent-ready financial engine that turns real-time account data into actionable insights and secure payment execution. Designed for agentic AI, it enables autonomous decisioning—always with customer consent, regulatory safeguards, and Open Banking APIs.
Fetch, analyze, and interpret financial data in real time
Initiate actions and execute account-to-account payments securely and compliantly
Automate decisions based on customer consent, goals, and regulatory constraints
Agentic AI - Ready Infrastructure
Give your AI agents secure, real-time access to financial data and payment initiation capabilities.
Full-Stack Open Finance Platform
A unified platform for data, payments, and our own financial AI MCP for rapid integration—ideal for launching next‑gen agentic products.
Real-time Data
Get up‑to‑date, reliable account data, balances, and transaction histories with explicit customer consent.
Efficient aggregation
Fetch, aggregate, and unify data across multiple banks and account types to create a complete financial picture in one place.
Standardized data
We clean and standardize raw bank data for faster integration with your applications, workflows, and models.
Secure by design
Consent‑driven access with strong customer authentication (SCA), encryption in transit and at rest, and secure bank API routing.
Scalable & Modular Design
APIs, tools (endpoints), and plug‑and‑play components for compliant account aggregation and payment initiation, without rebuilding your infrastructure.
The flexibility you need
Powerful solutions for your use cases
The Neonomics Advantage
We make it possible for agentic AI to deliver financial services safely and effectively.
Foundational infrastructure
Agentic AI needs secure, real-time access to financial data and transaction capabilities. Neonomics delivers standardized, compliant APIs for high-quality data and payments at scale.
Open Finance Expertise
Deep roots in data and payments ensure trust, interoperability, and security for AI-driven services.
Proven Scale & Security
Connect to thousands of banks and millions of users across Europe with best‑in‑class performance.
Developer Snapshot
Auth & Consent
OAuth2 / SCA, tokenized sessions, time-bound consent
Data Types
Accounts, balances, transactions, counterparties
Payments
Account-to-account and card payments, scheduled payments, batch payouts
Events
Webhooks for payment status, data updates, consent changes
Reliability
Retries, idempotency keys, rate limits
Integration
REST APIs + MCP tooling; sandbox for rapid testing
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