Invoicing payments

Get Paid Faster with Smarter, Low‑Cost Invoice Payments

Reduce payment fees, improve customer experience, and speed up cash flow with seamless open‑banking–powered payments.

Simple for your customers. Powerful for your business.

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Trusted by Leading Brands

How open banking is transforming invoice payments

Flexible payment options

Let customers Pay by Bank or card, now or later, across any channel — making it easier for them to pay on time.

Frictionless user experience

Embedded Pay by Bank flows cut steps and remove friction, helping customers complete payments quickly on mobile or web.

Faster settlement

Near‑instant settlement improves cash flow and reduces reconciliation work, keeping your invoicing process moving smoothly.

Solutions built for modern invoicing journeys

Whether you need a ready‑to‑go hosted checkout or a fully custom payment integration, Neonomics offers solutions that fit your invoicing workflow.

Nello Pay

Accept instant bank and card payments directly from the invoice, app, platform, or payment link — no heavy development required.

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Pay by Bank API

Add secure, low‑cost account‑to‑account payments to your own application or billing system. Designed for AISP/PISP‑licensed providers.

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Data makes Invoicing smarter

How we leverage open banking data to reduce invoicing friction, fraud and resolution time

Integrated remittance

Prevent errors and remove manual entry with auto-populated payment details and embedded remittance info – ensuring every payment is correct on the first try.

Real-time payment status

Track payment status instantly through your portal or webhook integration. Completed payments are guaranteed.

End-to-end safety

Bank‑grade authentication (SCA), payee verification checks, and ongoing AML/KYC monitoring protect you and your customers.

Is it right for your business? Absolutely.

We support leading organizations across the invoicing ecosystem

Invoice distributors

Credit management & debt collection

Accounting & ERP platforms

Utilities & telcos

Lending & financial services

Trades & service professionals

"Account-to-account payment is the future, with a lot of benefits, for both for us and our end-user. For Axactor, we get the data we need to be efficient, and reduced transaction times at a lower cost. For the debtor, the solution is intuitive, user-friendly and easy to use"

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"This is a big win for both consumers and our customers, the organisations that send invoices, who stand to benefit greatly from having such effective means to send and receive payments"

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"Simplification around payments is one of the most important things we can prioritize, and Neonomics is known for having one of the strongest and most robust API platforms for banks in the Nordics"

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"We believe open banking is evolving the way consumers interact with financial services and with our strong collaboration with Neonomics, we are giving our customers a more cost-efficient means to manage how their customers pay bills and invoices"

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"Neonomics stood out as the leading platform, offering a simple and effective solution that’s connected to all of the major Finnish banks. Being a pioneer is never easy and Neonomics has proven to be a reliable and responsive service provide"

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