Financial Data Insights

Real‑time financial insights powered by secure account data

Use consented open banking data to deliver accurate income verification, affordability checks, categorized spending insights, and cash‑flow patterns — all in one seamless experience.

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Trusted by Financial Innovators across Lending, Banking and Wealth

Transforming bank data into customer value

Reliable, real‑time data

Get accurate, standardized real‑time account data — no uploads or spreadsheets needed.

Categorized insights

Turn raw transactions into clean, unified, categorized data to power PFM, loyalty, and personalized financial experiences.

Cash‑flow clarity

See spending patterns, recurring commitments, and cash‑flow trends to reduce risk and personalize services.

Solutions that fit your build approach

Simple and secure hosted payment and account data solutions that leaves the technical stuff to us.

Nello Data – Hosted UX

Start fast with hosted consent and data flows. Get real‑time balances, transactions, and categorized spending without building your own front‑end.

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Nello AI — AI‑powered insights

Leverage agent‑ready financial AI to interpret transactions, predict spend, and power next‑best actions—with customer consent.

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Account Data API – Developer-first

Integrate standardized, PSD2‑aligned account data directly into your stack. Choose one‑time, time‑bound, or ongoing data access.

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Capabilities that deliver measurable results

Account aggregation across multiple banks & account types

Income check (ongoing funds) for lending & underwriting

Expense check (committed funds) to assess affordability

Data categorization for clearer PFM and analytics

Cash‑flow views and trend detection

Webhooks & events for consent updates and data refreshes

White‑label & soft branding options

Pay by Link (optional) to close the loop with account‑to‑account payments

Built for Modern Financial Services

Enabling data‑driven insights for companies across the entire financial landscape.

Banks and credit unions

Financing companies

Accounting & invoicing

Financing & lending

Insurance

Loyalty & fintech apps

Carbon accounting

"We are passionate about you making smart choices related to your finances and believe that one way to do that is to create a transparent market for all types of loans. What we have built in Norway using open banking, we want to take global"

Per-Jørgen Dam-Nielsen, CIO

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"We saw first-hand how blending different publicly available datasets could contribute to more effective decision making when it came to credit risk analysis, but that was just the tip of the iceberg. Together with Neonomics, we will take this to another level, significantly expanding our ability to provide real-time insights to a much broader market"

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"Neonomics is a great fit for PERX to enable fast, secure and user-friendly payments for our investors. Neonomics’ technical expertise and drive helps us to get the most out of open banking"

Lars Hafstad, CEO

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"Being a digital-only bank, we’re continuously seeking innovative solutions to deliver a great experience for our customers. By launching Neonomics highly cost-efficient payments services for loan repayment, we make it even easier for our consumers to pay while creating savings on every transaction"

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