Smart Finance: How AI is Reshaping Financial Services

Powering the Agentic Era of Finance

Lead the next wave of digital finance with AI-driven financial insight, enriched account data, and seamless payments.

Innovate faster. Serve smarter. Stay ahead.

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Trusted by Leading Brands

Products

Powerful solutions to enable your customer journeys

Nello Data

Access normalized financial account data across banks.

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Nello AI

AI-ready infrastructure for predictive and personalized finance.

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Nello Pay

Seamless Pay by Bank solutions for businesses.

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Enterprise

Open banking APIs for scale.

Explore Pay by Bank API

Explore Account Data API

Use cases across industries

"Neonomics stood out as the leading platform, offering a simple and effective solution that’s connected to all of the major Finnish banks. Being a pioneer is never easy and Neonomics has proven to be a reliable and responsive service provide"

Ilari Abdeen, CEO

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"We believe open banking is evolving the way consumers interact with financial services and with our strong collaboration with Neonomics, we are giving our customers a more cost-efficient means to manage how their customers pay bills and invoices"

Jan Tore Kjær, Sales & Marketing

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"Simplification around payments is one of the most important things we can prioritize, and Neonomics is known for having one of the strongest and most robust API platforms for banks in the Nordics"

Klaus Anders Nysteen, Former CEO

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"This is a big win for both consumers and our customers, the organisations that send invoices, who stand to benefit greatly from having such effective means to send and receive payments"

Thomas Mathisen, CEO

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"Account-to-account payment is the future, with a lot of benefits, for both for us and our end-user. For Axactor, we get the data we need to be efficient, and reduced transaction times at a lower cost. For the debtor, the solution is intuitive, user-friendly and easy to use"

Arnt André Dullum, COO

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The Neonomics Advantage

Neonomics is a full-stack open finance platform offering account data, payments, and a unique financial AI engine – all in one platform.

AI-ready

Data and payment APIs, ready-made authorization flows, and financial AI engine to turn real-time account data into actionable insights.

Broad coverage

PSD2 API network connecting 3,500+ banks across Europe with leading Nordic coverage.

Easy to integrate

Easy to integrate API or ready-made flow for fast integration, effortless maintenance, and compliance built in.

High-quality data

We clean and normalize raw bank data across banks and regions — no wrangling inconsistent formats.

Payment flexibility

Pay by Bank, cards, scheduled, and batch payments — tailored to your use case.

Secure by Design

Strong authentication, verification, full encryption, and direct bank-to-bank routing.

Get to know us

At Neonomics, our mission is simple: make payments seamless, data powerful, and financial decisions smarter.

From secure Pay by Bank solutions to enriched account insights and AI-ready infrastructure, we help businesses innovate faster and serve customers better.

Trusted by leading European banks, fintechs, and enterprises, we provide the reliability and the scale you need to lead in an open, connected economy.

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