Link Mobility: Driving Efficiency in Mobile Invoicing with Pay by Bank

Payment Success Rate
Launched Pay by Bank
Conversion Rate
Our collaboration
Link Mobility’s (LINK) Mobile Invoice is a leading CPaaS solution that helps businesses distribute and process payments via SMS in a cost-efficient way.
Mobile invoicing improve delivery rates. However, traditional payment methods requiring card or account entry are not particularly convenient for users when they are on a mobile phone or in transit, making them more prone to errors.
To solve this, LINK integrated Nello Pay, a frictionless Pay by Bank solution that enables secure, account-to-account (A2A) payments directly from the SMS link—no manual entry, no hassle.
A standout feature is Pay Date, which lets users schedule payments at a time that suits them, reducing late or missed payments and improving customer experience.
Security is built in. Pay by Bank leverages the customer’s own banking environment for every transaction, using strong authentication methods like BankID and the bank’s security layers. This means no sensitive card details are shared, no third-party intermediaries are involved, and every payment is protected by the same standards that safeguard online banking. The result: lower fraud risk, fewer errors, and complete transparency.
By offering more flexible and secure payment options, Link Mobility has delivered a clear win for both businesses and end-users. Enterprise customers are increasingly adopting Pay by Bank as they see higher payment success rates, improved cash flow, and significantly lower transaction costs.
An all-in-one invoicing solution customers love
Better UX
An embedded payment solution that enables the user to see their bank account balance and pay right away without having to leave the app.
Efficient and effective
Increase your conversion rate and customer loyalty with a streamlined payment flow that makes it easy to pay. Improve your cash flow and predictability with faster settlement.
Simple, safe and secure
Customers can pay right away or easily schedule a payment. The entire process happens through the customers bank – no card or account entry, no middlemen.
Lower transaction costs
Significantly reduce transaction fees, up to 80% compared to card-based payments, and eliminate interchange fees all together.
Hear from the client
"We believe open banking is evolving the way consumers interact with financial services and with our strong collaboration with Neonomics, we are giving our customers a more cost-efficient means to manage how their customers pay bills and invoices."
Jan Tore Kjær
Sales & Marketing Director, Link Mobility AS





