The Agentic Financial Engine for Real-Time Data & Payments
Turn financial data into actionable insights and secure transactions with Open Banking-powered AI.
Trusted by Innovators
What is Nello AI?
Nello AI is an agent-ready financial engine that turns real-time account data into actionable insights and secure payment execution. Designed for agentic AI, it enables autonomous decisioning—always with customer consent, regulatory safeguards, and Open Banking APIs.
Fetch, analyze, and interpret financial data in real time
Initiate actions and execute account-to-account payments securely and compliantly
Automate decisions based on customer consent, goals, and regulatory constraints
Agentic AI-ready infrastructure
Give your AI agents secure, real-time access to financial data and payment initiation capabilities.
Full-stack open finance platform
A unified platform for data, payments, and our own financial AI MCP for rapid integration—ideal for launching next‑gen agentic products.
Real-time data
Get up‑to‑date, reliable account data, balances, and transaction histories with explicit customer consent.
Efficient aggregation
Fetch, aggregate, and unify data across multiple banks and account types to create a complete financial picture in one place.
Standardized data
We clean and standardize raw bank data for faster integration with your applications, workflows, and models.
Secure by design
Consent‑driven access with strong customer authentication (SCA), encryption in transit and at rest, and secure bank API routing.
Scalable and modular
APIs, tools (endpoints), and plug‑and‑play components for compliant account aggregation and payment initiation, without rebuilding your infrastructure.
Get to know Nello AI
Nello AI lets agents securely access permissioned financial data through a bridge API and use it to deliver insights, respond to queries, or execute transactions.
Safe to spend
Insights from Nel
Save on Groceries
You're a frequent client of Meny. Would you like to become a member and get discount on future purchases?
Recurring Savings
Set up an automatic monthly transfer and ensure your savings will grow smooth
Categories
Budgets
Ready to turn those leftovers into gold?
You got a surplus of NOK 3,174 this month. Would you like to transfer it to savings?
The flexibility you need
Powerful solutions for your use cases
The Neonomics Advantage
Neonomics is a full-stack open finance platform offering account data, payments, and a unique financial AI engine – all in one platform.
Foundational infrastructure
Agentic AI needs secure, real-time access to financial data and transaction capabilities. Neonomics delivers standardized, compliant APIs for high-quality data and payments at scale.
Open banking expertise
Deep roots in data and payments ensure trust, interoperability, and security for AI-driven services.
Secure and reliable
Licensed Account Information Service Provider (AISP) in Europe, operating under strict open banking regulations to ensure compliance, privacy, security, and reliability.
Developer Snapshot
Auth & Consent
OAuth2 / SCA, tokenized sessions, time-bound consent
Data Types
Accounts, balances, transactions, counterparties
Payments
Account-to-account and card payments, scheduled payments, batch payouts
Events
Webhooks for payment status, data updates, consent changes
Reliability
Retries, idempotency keys, rate limits
Integration
REST APIs + MCP tooling; sandbox for rapid testing
Open Banking and beyond
Everything you need to know about open banking, open finance, and the future of finance to help your business.
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