Nello Pay
Pay by Card

Accept Card Payments Online

Offer both card payments and Pay by Bank through one unified checkout—built into Nello Pay. One provider. One integration. More ways for your customers to pay.

Trusted by Leading Brands

Benefits

More choice. Higher conversion. Lower cost.

Pay by Card is an optional add‑on to Nello Pay’s Pay by Bank checkout, letting you accept both card and bank payments with a single integration and a unified hosted flow.

Save up to 50% on payment costs

Reduce card processing fees by combining Pay by Bank and card payments in one smart checkout. Route customers to the most cost‑effective method—without changing your integration.

One integration, zero complexity

You already have Nello Pay and Pay by Bank. Simply add Pay by Card—no extra infrastructure, no separate provider contracts, and no additional maintenance burden.

Smart payment logic

Show both options at checkout—or apply rules to display the right method for each transaction type, amount, or customer segment.

Universal card acceptance

Accept domestic and international Visa and Mastercard debit, credit, commercial, and corporate cards—instantly and securely.

Real‑time transparency

Access real‑time payment status in the Nello merchant portal or via webhook, improving cash flow visibility and reconciliation.

Secure by design

PCI‑DSS compliant card processing with 3D Secure (3DS 2.0), strong customer authentication (SCA), tokenization, full encryption, and intelligent fraud detection.

How it works

A single checkout with both Pay by Bank and card options

Order total
NOK
741
Pay to
Nordlys
Payment reference
71427321893
Total amount for 4 payments
NOK
741
Payment
#
1
200
NOK
Payment
#
2
200
NOK
Payment
#
3
200
NOK
Payment
#
4
141
NOK
Choose your bank
Cashmere
Continue
Cancel
Select account
Hide balance
Add new account
Pay
Back
Card details
Name on card
John Doe
Card number
5318 5200 7410 8888
Expiry date
08 / 28
CVC
888
Pay
Cancel
Confirmation

Your payment is on its way.

Payment details

Hide balance

Amount

741 NOK

Payment recipient

Nordlys

Payment method

MasterCard, **** 8888

Reference

71427321893
Return to Merchant

Choose payment method

Users select Pay by Bank or card directly in the Nello Pay hosted interface.

The flexibility you need

Powerful solutions for your use cases

Fundraising
Lending
Investing
Invoicing
E-commerce & Marketplaces
Subscription & Membership Payments
Ticketing, bookings, and reservations
Financial Services
See all

"Making the payment process easy for our customers is a high priority for us. By integrating Nello Pay, we are simplifying the way people can resolve their debts—offering a secure, automated, and user-friendly solution that benefits everyone involved."

Charlotte Surén, CEO

See Press Release

The Neonomics Advantage

Neonomics is a full-stack open finance platform offering account data, payments, and a unique financial AI engine – all in one platform.

Easy to integrate

Easy to integrate API or ready-made flow for fast integration, effortless maintenance, and compliance built in.

Payment flexibility

Pay by Bank, cards, scheduled, and batch payments — tailored to your use case.

Lower costs

Combine low-cost Pay by Bank with card payments and optimize your processing fees—without compromising user experience.

Ready to add more ways to pay?

Let’s chat and find the perfect solution for your business.